By Vanessa Rasmussen, © 2004, All rights reserved.

While blessed with many rewards, the child care profession poses many risks, too. A lot of investment goes in a child care business. So, it just makes good sense to protect it.

Most standard insurance policies supply limited coverage on accidents that occur. Some insurance companies will cover you by adding to your homeowner's or renter's insurance. They charge an extra fee for this coverage. You can also buy a policy to cover just liability for your daycare business.

Following are some tips that can help you decide your insurance policies:

Following are some useful links to some insurance related websites:

Copyright 2001, 2004. All rights reserved. Any reproduction of this article in whole or in part without written or verbal permission is strictly prohibited. For information about reprinting this article, contact the copyright owner: Vanessa Rasmussen, Ph.D, Starting a Day Care Center,